About City of London Development Finance
We are a specialist development finance brokerage with deep roots in the City of London property market. Our team combines decades of experience with relationships across 50+ lenders to deliver the most competitive funding for your development project.
Built on Experience, Driven by Results
City of London Development Finance is a trading name of Lenzie Consulting Ltd, established to serve the unique needs of developers operating within the Square Mile and its surrounding areas. With a track record spanning over 15 years and more than £400 million in development finance arranged, we have built a reputation as the go-to brokerage for City of London property developers.
Our founding principle was simple: property developers deserve a broker who truly understands their local market. The City of London is unlike any other borough in the capital. Its planning environment, governed by the City of London Corporation rather than a London borough council, presents unique opportunities and challenges. From the St Paul's Heights policy and the Eastern Cluster tall buildings strategy to the conservation areas around Smithfield and the Barbican, we have navigated every aspect of City development.
Over the years, we have cultivated relationships with over 100 lenders, from the major clearing banks to niche specialist development finance providers and private credit funds. This breadth of lender access means we can match every project with the most suitable and competitive funding solution, regardless of size, complexity, or the developer's experience level.
Today, our team of dedicated property finance professionals handles enquiries from first-time developers converting a single office floor to experienced house builders delivering multi-million-pound mixed-use schemes. Whatever the scale or nature of your City of London development, we bring the same commitment to securing the best possible outcome.
Six Reasons Developers Trust Us With Their Funding
We combine deep local knowledge with unmatched lender access to deliver development finance solutions that others simply cannot match.
Local Expertise
Deep understanding of the City of London property market, planning environment, and development opportunities across every ward of the Square Mile.
50+ Lenders
Access to over one hundred lenders on our panel, from high street banks to specialist development finance providers, ensuring the best possible terms for your project.
Speed
Indicative terms within 24 hours and completion in as little as 2 weeks. We understand that in the City of London market, timing can make or break a deal.
Competitive Rates
Our volume and lender relationships mean we consistently negotiate rates from 0.65% per month, with arrangement fees from 1%. We pass our buying power on to you.
Full Capital Stack
From senior debt and mezzanine finance to equity and joint venture arrangements, we structure the complete capital stack to minimise your equity requirement.
Ongoing Support
We do not disappear after completion. Our team supports you through the entire development lifecycle, from drawdowns and QS certifications to refinancing and exit.
Access to 50+ Lenders for Your City of London Project
Our extensive lender panel spans the full spectrum of the property finance market. This breadth of access ensures we can match your development project with the most competitive and appropriate funding solution, regardless of complexity, size, or your experience level.
High Street Banks
Major clearing banks offering competitive rates for experienced developers with strong track records and lower-risk schemes.
Challenger Banks
Agile, technology-driven lenders providing faster decisions and more flexible criteria than traditional banks.
Specialist Lenders
Dedicated development finance providers who understand complex schemes, heritage buildings, and mixed-use projects.
Private Credit Funds
Institutional capital sources offering higher leverage, stretched senior facilities, and mezzanine solutions for ambitious developments.
Why Our Lender Relationships Matter
Development finance is a relationship-driven market. The terms you receive depend not just on your project's merits, but on the strength of the relationship between your broker and the lender. Over 15 years, we have built deep, personal relationships with credit managers, BDMs, and underwriters across our entire panel.
These relationships mean we can often secure preferential terms, faster turnarounds, and more flexible criteria than developers or other brokers would receive when approaching lenders directly. For City of London schemes specifically, we know which lenders are comfortable with the area's unique characteristics, from listed buildings and conservation areas to the City Corporation's planning policies.
Professional Standards You Can Rely On
We operate to the highest professional standards, with clear regulatory disclosures and transparent processes throughout.
Not FCA Regulated
City of London Development Finance is a trading name of Lenzie Consulting Ltd. We are not authorised or regulated by the Financial Conduct Authority. We arrange non-regulated commercial property finance only. Where a client requires a regulated product or regulated financial advice, we introduce them to FCA-authorised partner firms on an introducer basis. We do not give regulated advice.
Industry Recognised
We are proud members of the National Association of Commercial Finance Brokers (NACFB) and adhere to their strict code of practice. Our team holds relevant professional qualifications including CeMAP and the LIBF Certificate in Commercial Lending. We invest continuously in professional development to ensure our advice reflects the latest market developments and regulatory requirements.
Transparent Process
We believe in complete transparency at every stage. Our fee structure is disclosed upfront before you proceed, with no hidden charges or surprises. We provide written terms of engagement, keep you informed at every step, and explain all options clearly so you can make an informed decision. Our success fee model means we are incentivised to deliver the best possible outcome for your project.
Ready to Fund Your City of London Development?
Whether you are at the early stages of planning or ready to draw down, our team is here to help. Share your project details and we will provide indicative terms within 24 hours.
Contact Us
Get in touch with our team to discuss your development project and funding requirements.
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Submit a detailed application and receive indicative terms from our panel of 50+ lenders.
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Explore our full range of development finance solutions, from senior debt to equity.
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